Thank you for selecting My Budget Sherpa, a fintech platform (“My Budget Sherpa”) offered by Finnove Technologies Pvt. Ltd. and/or its subsidiaries and affiliate (referred to as “Finnove”, “we”, “our” or “us”), to manage money for yourself and your small business as the first step towards financial freedom and prosperity. Please review these Terms of Service ("Agreement") thoroughly. This Agreement is a legal agreement between you and Finnove. By clicking “I Agree,” indicating acceptance electronically, or installing, accessing or using the Services, you agree to this Agreement. If you do not agree to this Agreement, then you may not use the Services.
My Budget Sherpa is a fintech platform that focuses on expense management for individuals, especially tailored for travelers like those using My Budget Sherpa, can significantly enhance the user experience by offering tools that help manage travel expenses efficiently and intuitively.
The Platform is intended for the use of residents of Nepal only. By continuing to access or use the Platform, you signify your acceptance of the Terms. These Terms also include our privacy policy, available at ("Privacy Policy") and any internal guidelines, supplementary terms, policies, or disclaimers.
By using the Services, you agree that you have read, understood, and are bound by these Terms, and that you comply with the requirements listed herein. If you do not agree to all of these Terms or comply with the requirements herein, please do not access the Platform or use the Services.
Khatpana is a personal/business finance information management service that allows you to record and track your personal financial information and also financial transactions for your business; and helps you make better financial decisions (“Services”). My Budget Sherpa is offered by Finnove without charge (it is free, with optional paid features) and is meant to provide you with tools and information to help you organize and manage your personal and small business finances.
To avail the Services and access My Budget Sherpa, you need to sign up for an account. We may verify your identity. You authorize us to make any inquiries we consider necessary to validate your identity. These inquiries may include asking you for further information, requiring you to provide your full address, your date of birth, or your citizenship number, your business registration details, and/or requiring you to take steps to confirm ownership of your email address or financial details, or verifying information you provide against third party databases or through other sources, including your mobile device and/or device operating environment. If you do not provide this information or Finnove cannot verify your identity, we can refuse to allow you to use the Services.
You agree and understand that you are responsible for maintaining the confidentiality of any user ID and password used to access the Services. Those credentials, together with any mobile number or other information you provide, are considered your “Registration Information.” By providing us with your email address, you consent to receive all required notices and information. Electronic communications may be posted on the Services and/or delivered to your email address that we have on file for you. It is your responsibility to provide us with your complete, accurate contact information, or promptly update us in the event you change your information or ownership of your telephone number or other information changes. If we discover that any information provided in connection with your account is false or inaccurate, we may suspend or terminate your account at any time. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the email or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser. Your consent to receive communications electronically is valid until you end your relationship with us.
You may print a copy of any electronic communications and retain it for your records. We reserve the right to terminate or change how we provide electronic communications and will provide you with appropriate notice in accordance with applicable law.
If you believe that your Registration or Account Information or device that you use to access the Services has been lost or stolen, or that such information, device, or your account was otherwise used without your permission, you must notify us immediately by contacting [email protected] .
Finnove hereby grants you a limited personal license to access My Budget Sherpa and use the Services as set forth in this Agreement. You are only granted a limited right to use of the Services and only for the purposes and by the means described by Finnove and set forth in this Agreement. Finnove reserves all other rights in the Services. Until termination of this Agreement and as long as you meet any applicable payment obligations and comply with this Agreement, Finnove grants to you a personal, limited, nonexclusive, nontransferable right and license to use the Services in accordance with the terms set forth herein.
Your right to access and use the Services is personal to you and is not transferable by you to any other person or entity. You agree not to use, nor permit any third party to use, the Services in a manner that violates any applicable law, regulation, or this Agreement. You agree that you will not: provide access to or give any part of the Services to any third party; reproduce, modify, copy, sell, trade, lease, rent, or resell the Services; decompile, modify, copy, sell, trade, lease, rent, or resell the Services; or make the Services available on any file-sharing or application hosting service.
You must provide true, accurate, up to date, and complete information in connection with the Services and you may not misrepresent your Registration and Account Information. If you do not keep your Registration and Account Information up to date and accurate, the accuracy and effectiveness of the Services will be affected. You represent that you are a legal owner of, and that you are authorized to provide us with, all Registration and Account Information and other information necessary to facilitate your use of the Services.
Your access and use of the Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of device operating environment or other equipment, periodic updating, maintenance or repair of the Services or other actions that Finnove, in its sole discretion, may elect to take. In no event will Finnove be liable to any party for any loss, cost, or damage that results from any scheduled or unscheduled downtime or use of a rooted or jailbroken mobile device.